Our Mission

To advance equitable access to capital by providing loans, technical assistance, and advocacy for affordable housing, healthy food, community facilities and community business enterprises.

Our Vision

To ensure equitable access to capital to create thriving, prosperous, economically resilient communities for all South Carolinians.


Capital Spotlight

USDA and Uplift America Initiative, Transforming Rural Communities through Collaboration

In addition to providing loans to finance community facilities through its revolving loan fund, SCCLF is a re-lender for the USDA Community Facilities Relending Program. SCCLF’s participation in the USDA Community Facilities Relending Program was made possible thanks to an innovative partnership between USDA and The Uplift America Initiative that allowed them to receive $10 million in community facilities funding, as well as a $1.3 million grant from the Mary Reynolds Babcock Foundation and a $2.1 million program related investment from Bank of America.

Technical Assistance

We provide consulting, program services, and workshops to strengthen the business and development capacity of nonprofit organizations, for-profit developers, entrepreneurs, and governmental entities. These technical assistance services support the development of projects across our four program areas, helping to increase access to affordable housing, healthy food enterprises, community facilities, and community businesses across the state.

Feeding Innovation Program

Why we Invest

“What stood out to us about the Feeding Innovation Program is that it provides a unique and accessible opportunity for entrepreneurs interested in increasing access to healthy food in their communities to turn their business ideas into actionable plans. The program model offers benefits beyond those of an initial capital investment by equipping participants with the training, expertise, and tools needed to launch a strong, sustainable business. This hands-on technical assistance, coupled with the financing available through SCCLF’s healthy food lending program, together serve as an effective approach to addressing food insecurity in SC’s economically disadvantaged, rural communities.”

– Erika Kirby, BlueCross BlueShield of South Carolina Foundation, an independent licensee of the Blue Cross and Blue Shield Association

Advocacy & Policy Change

Advocacy Events

These events would not be possible without the generous support of sponsors. Thank you to our 2017 summit sponsors:

Policy Initiatives

SCCLF continued to support key policies that facilitate the deployment and attraction of capital to benefit under-resourced communities in 2017, shifting our focus away from local policy toward statewide and federal initiatives. Our staff worked with partners across the state to build bi-partisan support and increase the funding available to support the SC Healthy Food Financing Initiative (HFFI), CDFI Fund, and SC Community Development Tax Credit.

Why we Invest

“I was drawn to SCCLF because I believe in their mission, and I continue to invest in the loan fund because it’s a responsible, and mutually beneficial, investment opportunity. Investing offers a unique opportunity for me to provide access to the capital SCCLF needs to make more loans in underserved areas of the state, while also receiving a return on my investment through CD tax credits and earned interest. When I make an investment in the loan fund I know my money is not only being invested wisely, but also leveraged to maximize impact in South Carolina communities.”

– Robert Johnston, The InterTech Group

Measuring Future Demand

SCCLF conducted a survey in June 2017 in an attempt to better understand the demand for community development financing in our state. Survey results indicated significant unmet demand for financing with 48% of respondents reporting they hadn’t secured adequate financing for their community development projects. They further indicated a need for SCCLF’s technical assistance services and a promising lending market for the foreseeable future, with respondents estimating loan requests of $41.5MM by the end of 2020.


2017 Financial Overview

Why we Invest

“What we’ve learned about CDFI’s is that they require quite a high level of subsidy. From the staff that processes the loan to the staff that actually provides technical assistance and education to their partners, there’s a cost for doing that. We’ve found that it is a very effective strategy to provide general operating support because it makes the organization strong enough to actually grow their loan fund and put more capital on the ground.”
– Lavastian Glenn, Mary Reynolds Babcock Foundation

You Made This Possible!

$1 – $499
Adolphus Johnson
Amy Horwitz
Andrew Hewitt
Bill Stanfield
Bronwyn K. Lester
Charles Goldman
Christe McCoy-Lawrence
Elizabeth Fulton
G Russ Gantt
George Morrison
Holly Shinn
James Chatfield
Jan Clark
Jennie Stephens
Jerrell Anthony Johnson
Julie Hussey
Kate M McAnnar
Katherine Westmoreland Richards
Kelly Price
Kim Graham
Madeleine McGee
Mathew Solso
Melanie Allen
Michael Mansson
Michelle Mapp
Nancy Moore
Quinetha Frasier
Sedrick McCallum
Stacey Denaux
Suresh Annavarapu
Thomas Harrison Anderson
Tonnia Switzer-Smalls
Victoria Baker
Vince Graham
Zach Bearden

$500 – $999
Ashley Heggie
BNC Bank
Kelly Price
National Committee for Responsive Philanthropy
Whitney Powers

$1,000 – $4,999
BB&T Bank
City of Charleston
Community Foundation of Greater Birmingham
Community Works Carolina
Emily Abedon
Graycliff Capital Partners Jennifer Moore
Jim Haley
Karen Abrams
PNC Bank
Robert Johnston
SC Association for Community Economic Development
SC Department of Agriculture
Wendy Zara

$5,000 – $9,999
Elizabeth and Childs Smith
Patricia Lewin
Tom Baker

$10,000 – $99,999
City of Charleston
SunTrust Bank
Woodforest National Bank

$100,000 – $499,999
Article 6 of the Jerry Zucker Revocable Trust, dated 4/2/07*
BlueCross BlueShield of South Carolina Foundation**
Carolina Alliance Bank*
CDFI Community Investment Fund LLC*
Mary Reynolds Babcock Foundation
Robert Johnston*
TD Bank*


Bank of America*
Wells Fargo*

*Asterisk indicates 2017 investor
**An independent licensee of the Blue Cross and Blue Shield Association

Board of Directors

Jim Haley, Chairman
Cityvolve, LLC

Wendy Zara, Vice-Chairman
Retired Financial Advisor

Thomas Anderson, Treasurer
South State Bank

Ashley Heggie, Secretary

Jennie Stephens, At-Large
Center for Heirs’ Property Preservation

Andy Hewitt
The Paramount Group- SC

Carolina Mascarin
Charleston Urban League

Jacqueline McLeish
Sunrun Installations

Jan Clark
Intertech SC

Janice Connor
TD Bank

Michael Mansson
Ziff Properties

Quinetha Frasier

Robert Johnston
The InterTech Group, Inc.

Robert Nettles
Howell Linkous & Nettles, LLC

Sedrick McCallum
Woodforest National Bank

Kelly Price
ICF International

Zach Bearden
Origin Development Partners, LLC


Michelle Mapp, Chief Executive Officer
Anna Hamilton Lewin, Chief Operating Officer
Brendan Buttimer, Community Development Loan Officer (Upstate)
Debby Waid, Chief Program Officer
Holly Shinn, Communications Coordinator
James Chatfield, Community Development Loan Officer (Midlands)

Leigh Ann Shelton, Chief Financial Officer
Patrick King, Chief Lending Officer
Shanequa Mathieu, Operations Manger
Shelley Hough, Portfolio Manager
Victoria Baker, Communications & Development Manager